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Welcome to your beautifully furnished waterfront retreat in the heart of picturesque St. James City. Tucked along peaceful canals, this charming 3-bedroom, 2-bath home captures the essence of relaxed island living while offering the comfort and style today’s buyers appreciate.
Inside, a thoughtfully designed layout features a spacious great room, a bright and airy Florida Room, and a screened lanai perfect for unwinding as you enjoy tranquil water views. Whether you’re searching for a full-time residence, seasonal escape, or income-producing investment, this home offers exceptional versatility.
Recent updates enhance both beauty and functionality. A standing seam metal roof adds durability and contemporary appeal, while updated air conditioning ducts provide efficient cooling during warm Florida days. Electrical improvements include a new line to the dock and upgraded outlets throughout the home. The refreshed kitchen shines with updated cabinetry, custom backsplash, upgraded sinks, stylish countertops, a new dishwasher, and a modern stove. Luxury vinyl flooring flows seamlessly throughout, offering durability, elegance, and waterproof performance. Both bathrooms feature new sinks, and a raised washer and dryer add everyday convenience with added protection from moisture.
For boating enthusiasts, this property is a true gem. A 10,000-pound boat lift offers direct access to San Carlos Bay, Pine Island Sound, and the Gulf of Mexico—putting world-class fishing and endless waterfront adventures right at your doorstep.
With a strong rental history, this home also presents excellent income potential as a vacation rental. Its inviting ambiance, prime location, and extensive updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience.
Don’t miss this opportunity to own a slice of paradise in one of Florida’s most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments. Schedule your private showing today and start living your dream on the water.
Property Details
Price: $369,900
Sq Ft: 1,246
($297 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: St. James City
County: Lee
Development: Cherry Estates
Acres: 0.0900
Virtual Tour/Floorplan:
View
Year Built: 1989
Listing Number: 2026010379
Status Code: A-Active
Taxes: $4,600.80
Tax Year: 2023
Application Fee: $0.00
Garage:
Furnishings: Turnkey
Pets Allowed: Yes
Interior Features:
Walk- In Closet(s)
Amenities:
None
Financial Information:
Taxes: $4,600.80
Tax Year: 2023
Exterior Features:
Boat Canopy/ Cover
Boat Dock Private
Boat Lift
Boat Slip
Composite Dock
Dock Included
Elec Avail at dock
Water Avail at Dock
Screened Lanai/ Porch
Storage
Equipment:
Self Cleaning Oven
Washer
Dishwasher
Dryer
Microwave
Range
Refrigerator/ Freezer
Refrigerator/ Icemaker
Electric Cooktop
View:
Y
Waterfront Description:
Canal Front
School Information:
Elementary School: Pine Island Elementary
Middle School: School Choice
Junior High: School Choice
High School: School Choice
Additional Information:
Building Description: Ranch, Florida, Manufactured
Building Design: Manufacturedhouse
Community Type: Boating
MLS Area: Cherry Estates
Total Square Footage: 1,246
Total Floors: 1
Water: Central
Construction: Vinyl Siding
Short Sale: No
Date Listed: 2026-03-02 00:00:00
Furnished: Turnkey
Kitchen Description: Island
Parking: 2 Assigned, Covered, Driveway Paved, Attached Carport
Flooring: Vinyl
Roof: Metal
Heating: Central Electric
Cooling: Ceiling Fan(S), Central Electric
Storm Protection: Shutters
Irrigation: None
Pets: Yes
Restrictions: None
Maintenance: None
Rear Exposure: E
Lot Desc.: Regular
Amenities: None
Map of 3070 Harpoon Ln, St. James City, FL 33956
Listing Courtesy Of: Castaways Island Realty Llc
marinamamarealtor@gmail.com